June 2025 Depository Outlook Survey
The purpose of this monthly survey is to collect information from US depositories on a number of relevant topics.
A total of 0 respondents have answered this month's survey.
A total of 0 respondents answered the previous month's survey.
A total of 0 respondents answered the previous month's survey.
What type of financial institution do you work for?
Bank:
Credit Union:
Saving & Loan:
Other:
Previous Month:
Bank:
Credit Union:
Saving & Loan:
Other:
What asset size range does your institution fall into?
0-500mm:
500mm-1b:
1bil-5bil:
5bil-10bil:
>10bil:
Previous Month:
0-500mm:
500mm-1b:
1bil-5bil:
5bil-10bil:
>10bil:
Where do you expect the Fed Funds rate to be 12 months from now?
< 3.5%:
3.5% - 4.0%:
4.0% - 4.5%:
4.5% - 5.0%:
5.0% - 5.5%:
5.5% - 6.0%:
> 6.0%:
Previous Month:
< 3.5%:
3.5% - 4.0%:
4.0% - 4.5%:
4.5% - 5.0%:
5.0% - 5.5%:
5.5% - 6.0%:
> 6.0%:
Where do you expect the 10yr UST rate to be 12 months from now?
< 3.0%:
3.0% - 3.5%:
3.5% - 4.0%:
4.0% - 4.5%:
4.5% - 5.0%:
> 5.0%:
Previous Month:
< 3.0%:
3.0% - 3.5%:
3.5% - 4.0%:
4.0% - 4.5%:
4.5% - 5.0%:
> 5.0%:
What are your expectations for deposit/funding costs?
< 0.75%:
0.75% - 1.00%:
1.00% - 1.25%:
1.25% - 1.50%:
> 1.50%:
Previous Month:
< 0.75%:
0.75% - 1.00%:
1.00% - 1.25%:
1.25% - 1.50%:
> 1.50%:
What are your expectations for newly originated CRE loan yields?
< 6.0%:
6.0% - 6.75%:
6.75% - 7.50%:
7.50% - 8.25%:
8.25% - 9.0%:
> 9.0%:
Previous Month:
< 6.0%:
6.0% - 6.75%:
6.75% - 7.50%:
7.50% - 8.25%:
8.25% - 9.0%:
> 9.0%:
What is your target Loan-to-Deposit ratio?
< .50:
.50-.65:
.65-.80:
.80-1.00:
> 1.00:
Previous Month:
< .50:
.50-.65:
.65-.80:
.80-1.00:
> 1.00:
What are your expectations for loan growth over the next 12 months?
Decline > 10%:
Decline 0-10%:
Neutral (no change):
Grow 0-10%:
Grow > 10%:
Previous Month:
Decline > 10%:
Decline 0-10%:
Neutral (no change):
Grow 0-10%:
Grow > 10%:
What are your expectations for deposit growth over the next 12 months?
Decline > 10%:
Decline 0-10%:
Neutral (no change):
Grow 0-10%:
Grow > 10%:
Previous Month:
Decline > 10%:
Decline 0-10%:
Neutral (no change):
Grow 0-10%:
Grow > 10%:
What is your duration target for new purchases?
0-1.5yrs:
1.5-3.0yr:
3.0-4.5yrs:
4.5-6.0yrs:
> 6.0yrs:
Previous Month:
0-1.5yrs:
1.5-3.0yr:
3.0-4.5yrs:
4.5-6.0yrs:
> 6.0yrs:
How much do you expect your portfolio to grow (shrink) over the next 12 months?
Decline > 10%:
Decline 0-10%:
Neutral (no change):
Grow 0-10%:
Grow > 10%:
Previous Month:
Decline > 10%:
Decline 0-10%:
Neutral (no change):
Grow 0-10%:
Grow > 10%:
What investment sector are you actively purchasing? (Choose Multiple)
Agency:
MBS:
CMO:
Municipals:
ACMBS:
SBA:
Other:
Previous Month:
Agency:
MBS:
CMO:
Municipals:
ACMBS:
SBA:
Other:
Rank the following portfolio objectives in level of importance to your institution.
Previous Month:
What is your duration target for the investment portfolio?
0-1.5yrs:
1.5-3.0yr:
3.0-4.5yrs:
4.5-6.0yrs:
> 6.0yrs:
Previous Month:
0-1.5yrs:
1.5-3.0yr:
3.0-4.5yrs:
4.5-6.0yrs:
> 6.0yrs:
What is your biggest portfolio concern over the next 12 months?
Yield erosion:
Price volatility:
Credit quality:
Liquidity:
Previous Month:
Yield erosion:
Price volatility:
Credit quality:
Liquidity: